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                                        Money Pump       |       Software Mogul      |       Site Stealer

Online Money-making Products -- Worth It Or Worthless?
Ever considered buying one of those money-making products that claim you can earn hundreds per day online, with only a few hours work? So did I, and after reading one long sales letter after another, I finally broke down and purchased a few. Here's what I learned about making money online and what it really costs to get those fantastic profits you hear so much about.

Getting Started... First, Choose Your Product

I bought a popular package and paid $49.95, which is about average. For my money, I got a lot of sound ideas for generating Internet cash; almost too many. Do yourself a favor and take notes as you wade through the detailed techniques in these products. It'll help you set priorities for the tasks you'll need to perform.

When in Doubt, Start at the Beginning

Like many others, this product author offers a free website to jump-start your business. As with any website, you also need a hosting plan. The author recommends a hosting company that charges $4.95 per month. This is actually a great price, since it includes lots of high-quality features and a free domain name (i.e. www.your-own-domain-name.com.)

Your costs so far:

-- Product: $49.95, including free website
-- Domain name of your choice: $0.00
-- Hosting cost: $4.95 / month for hosting, paid 1 year in advance. Cost: $59.40
-- Total expenditure: $109.35

Ok, But How Do You Earn Income?

Let's assume you now have the complimentary website from the author under your chosen domain name. So, how does that make you money?

What you've actually got is a website with reviews for various money-making products, including the author's. You earn commissions when your visitors buy those products after reading your reviews. You don't sell anything directly; instead, you are an affiliate of the authors whose product reviews appear on your web pages. What does being an affiliate cost? Nothing... it's free! And, you stand to make substantial income if you can entice your visitors to buy the products you review.

For example, some packages cost $100 and you could receive up to 75% commission for sending a buyer to an author's web page, as long as they complete a purchase. Product prices and commissions vary, but the average charge for an information product is about $50 and the average commission paid is around 50%, so being an affiliate can be very lucrative!

Getting Visitors Fast

At this point, you've got the potential to make good, maybe even great money. But there's just one catch... nobody on the Internet knows about your website! You have no visitors and no buyers.

What can you do to get eyes on your site in a hurry? What else, spend some money! How much depends upon what you can afford up front and how well you understand pay-per-click (PPC) advertising.

What is pay-per-click advertising? Run a search on www.Google.com and take a look at the results page. On the right side of the screen you'll see a section called "Sponsored Links". These are the PPC ads, called Google Adwords, that people like yourself can purchase. Your ads appear when someone searches Google for the keywords you specified during ad setup.

Let The Bidding Begin

Here's how it works: You bid for position in the sponsored ads, but you pay nothing until someone clicks on your ad. For each click, you pay the amount you bid for your location in the ad results. Depending upon the keywords you pick, bids can range from $0.05 to many dollars.

But, it really

doesn't matter how much you pay per click as long as you get a fair amount of sales from those clicks. Remember, you can earn an average of $25 and even $75 or more per sale if your customers buy through your affiliate program.

Pay-Per-Click Economics 101

Let's assume a cost of $0.25 per click and an average profit from each affiliate sale of $25. You must sell (or "convert") 10 products per 1000 clicks just to break-even. So, your "conversion rate" or the number of sales you make vs. the number of total clicks on your ad is 1%.

1% sounds like a low number, but it's actually considered a decent conversion rate on the Internet. But, you're just breaking-even. To start making money, you must lower your cost-per-click or raise your conversion rate. How? By selecting the right keywords for your ads and tweaking your website so it induces your visitors to buy, not just browse.

The Adwords Path to Profits

Ideally, you want your ad to appear in targeted search results, when the searcher is ready to buy. There's a whole science (and maybe some voodoo) behind picking the best keywords for your ads, writing a compelling ad and getting your prospective customers to make a purchase from your website. But, there are also lots of informative products out there to help you. Products which you can buy and then sell as an affiliate!

Ok, let's recap your business costs up to now... you've spent $109.35 on a money-making product plus web hosting. Add $250 per week for Google ad clicks (1000 clicks / week at $0.25 each = $250 / week.) So at the end of month one, you have a total outlay of $1109.35, with $1000 repeating each month for ad costs.

Now, let's look at your profit figures... at the original conversion rate of 1%, you break even each month after the first. Not so good, but... what if you enhanced your Google ad and picked some cheaper, targeted keywords for your ad raising your conversion rate to 1.5%?

Count Your Profits, But Keep Your Job

Good news! 1.5% of those 1000 clicks per week is 15 sales. At $25 commission per sale, you rake-in $375 per week. Subtracting $250 in Google ad costs, you just made $125 profit per week! Not enough to quit your job, but that's $500 a month you didn't have before. The best part is, this process repeats itself without any more effort on your part.

Make a Living from Your Website(s)

Now, let's improve your bottom-line. Imagine you have 20 affiliate websites selling various products that generate $125 profit per week through affiliate sales. That's an amazing $2500 per week or $130,000 per year! Makes you want to quit your job and devote even more time to creating websites, doesn't it?

Is this simple? Not when you first start out. In fact, if you aren't careful about your keyword choices and your ad and website content, you could be pouring that $250 in ad costs right down the Google drain!

Worth It or Worthless?

Yes, money-making products that promise Internet profits can actually work. Just be sure to follow instructions and take careful notes. It's also smart to learn as much as you can about keyword selection, ad writing and website design. Oh, and don't forget to take some time to enjoy your success!

Tom Thomas is an Internet marketer who reviews the best money-making products, domain name registrars, website hosting companies and online marketing tools. See his reviews at http://BestMoneyMakersGuide.com.

 

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the Count of Monte Cristo (1934) - 9of10

Alexander Dumas' novel brought to the screen. Starring Robert Donat in one of his finest roles. The same film featured in V for Vendetta. I do not make any money of this, not one pence.

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Airelon's Investing and Trading Thoughts: January 2009 (We Cannot Predict)

My Daily Blog is at: http://investorandtrader.blogspot.com/ My channel at BlogTV is: http://www.blogtv.com/People/Airelon My Podcast is at: http://airelon.podbean.com/ and embedded in the daily blog. The Blog Entry that Accompanies this Vlog is at: LORUM IPSUM I think, perhaps at times, we gravitate towards various outlooks in the markets because of the things we have experienced in life. There are many ways to make money in the stock market. Allow me to share what I've learned, why, and what I plan to do for January, 2009 ... NOTE: This is not an investment or trading recommendation. The losses in trading can be very real, and depending on the investment vehicle, can exceed your initial investment. I am not a licensed trading or investment adviser, or financial planner. But I do have 13 years of experience in trading and investing in these markets. The Challenge accounts are run for the education of other traders who should make their own decisions based off their own research and risk tolerance

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"I Sign and I Live": Support Make Dreams Come True

Happy New Year Friends! Welcome to the year 2009. We are all looking forward, I'm sure, to what things will come our way in 2009, such as, "I Sign and I Live," my upcoming film. I'm very excited about producing this film. I intend to focus all the creative energies that I have in making this film to be the highest quality and the best professional, artistic-looking cinematic production possible. At the same time, we have to acknowledge that the current economic climate does create a challenge when requesting donations and sponsorships from individuals and corporations. Let's take a look at the big picture. The fact that there are financial institutions collapsing every day makes it all too easy to see the metaphorical glass as being half-empty. Fear can easily take over and we could choose to stop spending while waiting for the economy to rebound. But doing so would only lead us to limit our creative problem-solving skills and freeze the cycle of earning and spending. That kind of thinking would only lead to an unnecessary downward spiral being created. What we should do instead is bravely forge ahead together, knowing that the economy will eventually recover, by continuing to contribute to people who are ready and willing to work hard to make their productive dreams come true. When I first saw that the economy was on the downturn, I thought, "Oh, no. Maybe I won't be able to make the film! How will I be able to find people and companies to contribute to finance it?" Then I realized that I'm just happy to have a "glass," no matter how empty or full it is. The key is not to lose hope. I'm not saying we should be Pollyannish about it, but that we should stay engaged with our work and our dreams. I chose to stay engaged. I chose optimism in knowing that there must be 1,500 people in the world who would be willing to contribute $20 to the financing of my film. We, as human beings, often find that giving can be an integral part of our being. Once we give to enable worthy projects to succeed, we feel good, right? I would like to thank to those people who have already made contributions. Their names will be posted shortly as my way of thanking them. To those of you who have a little extra to spare, I would appreciate your help very much. Every contribution helps! Your contribution will be very useful and worthwhile. Your contribution will allow my film to be released to the larger mainstream film festivals. Those festivals require high quality, professional-looking films, and that means we need to use higher-end equipment for filming, and that costs money. Your contribution will give me a chance to make my dream come true by being able to produce a film in the highest professional style that we can muster. Please don't feel bad if you can't contribute due to the tough economic times. One thing everyone can do is help spread the word about the "I Sign and I Live" website. Spread the word to your friends, colleagues, employees and your family through emails, word of mouth (or hand!), or by printing out the flyers to pass out to ASL students, or leaving them on tables where people can pick them up and read them. Thank you for your support! And thank you for helping to make this the greatest community on the Internet! Cinematically, Aidan Mack

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U.S. Court rules Jews cannot have the same tax benefits as Scientologists

An American court ruled this week that an Orthodox Jewish couple could not use tax deductions that Scientologists can use (deductions they obtained by way of a secret 1993 agreement with the Internal Revenue Service). In the case Sklar v. Commissioner of the IRS, Michael and Marla Sklar tried to claim their childrens tuition for their Jewish day school as a tax deduction. However, their argument was rejected by the US Ninth Circuit Court because it violates the First Amendment of the United States Constitution, which states in the first sentence that Congress shall make no law respecting an establishment of religion. The Sklars main argument was that section 170(f)(8) and 6115 of the IRS code authorized deductions for donations made to religious institutions if they provided intangible religious benefits. Scientologists can claim deductions for religious services provided by the Church, and the Sklars argued that they too should be allowed to utilize this benefit. If the Church of Scientology is allowed to violate the Establishment Clause of the First Amendment, then Jews should be able to do the same thing in the name of consistency. The court ruled in favor of not violating the First Amendment, which unequivocally states that no religion should have an advantage over the other. However, the Church of Scientologys uniquely enjoys this special privilege, which they allegedly obtained by shady means. Three years after the Church was established by L. Ron Hubbard in 1953, the IRS gave it tax-exempt status. However, in 1967, their tax-exempt status was stripped away because it was determined that the activities of the Church were commercial, and several US courts agreed. This meant war between the IRS and the Church, which continued for 25 years. In 1973, L. Ron Hubbard initiated Operation Snow White against the governments of several countries, including the United States. The main target of Project Hunter, the American branch of Snow White, was the IRS. Operation Snow White called for the infiltration of the IRS and other US government agencies in order to steal documents related to L. Ron Hubbard and the Church of Scientology. Eventually, several Scientologists, including L. Ron Hubbards wife Mary Sue, were caught, and the FBI invaded Scientology offices in Los Angeles and Washington DC. In 1979, eleven Scientologists, including Mary Sue Hubbard, were sentenced to five years in prison. That did not stop the war against the IRS. Private investigators were hired by the cult to dig up dirt on various IRS officials, and in many cases, they found enough damning evidence to blackmail these officials. Finally, in 1993, then IRS Comissioner Fred Goldberg met with current Church leader David Miscavige and reached an agreement that would end all lawsuits against the IRS by the Church of Scientology: the war was finally over. Attempts by various IRS watchdogs to get the IRS to disclose this agreement have been unsuccessful, even though by law the IRS has to release it. The question to ask is: why is a pseudo-religion started by a charlatan solely to make money allowed these special privileges, while legitimate religions are not? Ill leave you with the relevant quote from L. Ron Hubbard, Somebody, some day, will say - this is illegal. By then the orgs will say what is legal or not.

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JOIN ANONYMOUS' NEXT ANTI-SCIENTOLOLOGY PROTEST JANUARY 10

Scientology Has... Pooled large amounts of money for private individuals, under the pretext of religious donations. Illegally brought individuals in and out of the country for its own personal and financial gains. Engaged in intimidation, harassment, and slander against critics as part of its Fair Game tactics. Structured themselves as a pyramid scheme corporation. Has fallen under manslaughter and murder suspicions for the death of many of its members, including Lisa McPherson. Discourages their members and the public from seeking proper medical attention for physical, psychological, and psychiatric ailments. Utilizes hypnosis and brainwashing in recruiting and auditing its members. Committed blackmail against politicians and its members, both domestically and abroad. Set up front groups to solicit and launder money through its various international offices including the CCHR, and the Friends of The United Nations. Committed fraud against its members and lied to them about their activities and products. Kidnapped members trying to leave Scientology. Utilized child labor within the United States. And Launched the largest Federal government infiltration program in American history, which the Scientology offices named Operation Snow White. Over the decades, charges have been brought against Scientology in Germany, Ireland, France, Russia, and Belgium for additional immoral activities, including racial and sexual intolerance, the cult like practice of Disconnect (forcing members to cut off all communication with non-Scientologist friends and family members), forced abortions, and attempted censorship of the internet. Over the last year, Anonymous has proudly stepped up and hammered against Scientology offices. Now, let us deliver the final crushing blows. As January 10th, our next global protest day approaches, it is only ten days before our Presidential inauguration. As the nation is about to make history, let us ask the new President to help us make history. On Friday January 9th, we will launch the first online, mail in raid. Petition President Obama, and your local politicians, to launch a full investigation into Scientologys records, and have the IRS revoke their tax-exempt status, and demand back-taxes for all years missed. This simple act, is literally, the LEAST you can do, and will send a message, that Anonymous will go to the highest corridors of power to complete its mission. Go to change.gov/page/s/yourstory and send a message to President Obama. Tell him your story. Tell him to visit WhyWeProtest.net, WhyAreTheyDead.com, ExScientologyKids.com, Xenu.Net, XenuTV.com, and many others, and end this long nightmare known as Scientology. Knowledge is free and knowledge is power. We are Anonymous. We are Legion. We do not forgive. We do not forget. Expect us.

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Create Ebay Listings with multiple pictures at no extra cost

http://www.sunnysblog.co.uk This is a very useful guide for those of you who use Ebay a lot. You want to make as much money as possible on Ebay, and so paying for the minimal costs for your Ebay fee's is essential. Follow my instructions, and as you can see with this video tutorial, i made an Ebay listing for 0.05p and i included 3 pictures. Before you proceed to follow this tutorial, make sure you have the following: - An Ebay acccount (obviously!) - http://www.ebay.co.uk A photobucket account (free) - http://www.photobucket.com A HTML editor e.g Dreamweaver/Frontpage etc..(30 day free trial) - http://www.adobe.com/go/trydreamweaver Thanks for watching http://www.sunnysblog.co.uk Request video tutorials if you have any PC / Laptop problems.

Author: sunnysbloguk
Keywords: Ebay Free Selling Listing
Added: January 6, 2009

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Compound Interest Is The Most Powerful Force
Money management can be a tricky thing, especially if you are unaware of where your money is going. Many people are very unaware of how compound interest works and even Albert Einstein once quoted that "compound interest is the greatest force in the world". Compound interest works to where each month the amount of the loan is charged interest. The kicker with compound interest is that a person generally pays a very high amount each month in interest all the while paying a very low amount towards that actual principle of the loan.
Making The Most Of Your Money In 2008
The brand new year of 2008 is the best time for people to start taking control of their finances by practicing sound money management tips. Many people have discovered that the best way to stay ahead of their finances is by starting with a budget. A budget not only allows one the opportunity to see where their money is going, but also a great way to list their debts in a snow ball fashion that will help one get out of debt quickly. Besides setting up a budget another money management tip that makes saving money a breeze is having money go directly into a savings account via direct deposit.
Money Management Tips For The Holidays
The holiday season is a time of cheer and also a time where people spend more of their money than any other time of year. By practicing money management by taking advantage of holiday sales at local department stores and shopping online travel sites for the best possible travel deals can help any person on any type of budget make the most of their dollar. Taking the proper amount of time to reflect on how one can best manage their money during the holiday season can open up many different options in making this holiday season as magical as it should be.
Budgeting With The Envelope System
The first step in proper money management is determining how much money is coming in and how much money is going out. Many people find that developing a budget allows them the ability to manage their money more adequately. People who find themselves always taking out payday loans may find that a budget can help curb them from the codependency of a loan and allow them to get on track financially.
Adhering To A Budget
The key to successful money management starts with a budget. Once a budget is put in place it is imperative that the budget is adhered to. People often feel that they have to go outside their budget when a financial crisis happens and this is not true. Services such as cash advance loan companies make it so that people have the opportunity to stick to their budget and not accrue any additional debt.
Is The Fair Tax Bill Fair?
In the past taxes were set in place to help raise money for War. Today times have changed and the tax system is one that does not seem fair at all times. In hopes to better improve society and for all people to have less costs in taxes a Fair Tax Bill has been proposed. The Fair Tax Bill is a bill in which taxes would be more fairer for all businesses and people with all incomes, but like the flip side of all the jobs that would be lost from this bill is what may raise some concern.
Pay Yourself By Saving Mone
If you want an easy way to save some money then paying your self or giving yourself a raise may be just the thing you need to do to save some money. When you add giving yourself a raise to your budget then you are more likely to actually add that money to your savings. This savings can be saved for stuff that you may want or need to save for like a down payment for something. To keep from spending it when you need money for emergencies you should try taking out a payday advance that you can pay back on your payday. This way you are not spending your savings for those small emergencies.
Budgets Can Make It Happen
When people start accumulating bills they can become frustrated or even forget to pay one or two of them. The best way to keep from forgetting about a bill is to make a budget. There are tons of programs you can use out there to get you started on a budget that will work for you. Once you get your budget set up if you need extra money because you canand#39;t cover certain bills then you can always choose a cash advance company online that will help you keep you from going over your budget.
Ohio Teachers Prepare To Teach Personal Finance and Economics
Ohio, currently the leading state in foreclosures, is trying to do something about it. Over 285 teachers were sent off to learn how to teach personal finance and economics to their students. Their hope is that education and a better understanding of money management will help students make better financial choices now, and in the future.
Budgeting for A Cruise
There are many expenses to take into account when planning for a vacation. Often times, an expense may be either overlooked, or come as a complete surprise. You can still be prepared though when you take a check advance into consideration.

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